Need help consolidating my credit cards

Borrowers who used a personal loan via Lending Club to pay off high interest credit cards or consolidate debt report in a survey that the interest rate on their loan was an average of 25% lower than they were paying on their outstanding debt or credit cards.With fixed, low interest rates and monthly payments, the amount you pay will never increase, giving you a clear path to being debt free.

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Want to pay off your credit card debt and reduce your monthly payments?

With an unsecured personal loan via Lending Club you can pay off your high interest credit card debt and consolidate it into a single monthly payment with a fixed, low rate.

A credit counseling program may offer you a manageable way to becoming debt free, with minimal impact to your credit score.

A debt counselor will review your financial situation.

Although you pay less each subsequent month, sticking to the required minimum payments costs significantly more money over time.

Minimum payments on credit cards typically range between 2.5% to 4% of your balance.Think about which of the following goals is most important to you; amount you need to pay on each account.For credit card debts, your required minimum payment declines as your running balance decreases.In debt settlement, money is saved up in a protected account that stays under your control.The saved funds are used to pay off your creditors for less than you owe, after a reduced settlement is negotiated.Estimate your monthly payment with our personal loan calculator.

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